Donations - Ways to Invest
Writing a check is the simplest way to support St. Joseph School.
GIFTS OF SECURITIES AND PROPERTY
Equities and bonds that have appreciated value provide even greater tax advantage than gifts of cash. The market value is tax-deductible (subject to IRS limitations) and you also avoid any capital gains on the appreciated value. Gifts of real estate, or other property owned for at least one year, also offer significant tax advantages.
By naming St. Joseph School as a beneficiary in your will, you will receive an estate tax deduction for the value of the bequest.
LIFE INSURANCE GIFT
A gift of a new or old insurance policy with St. Joseph School named as the beneficiary and owner provides an income tax deduction for the gift value, plus other estate tax savings.
CHARITABLE REMAINDER TRUST
An irrevocable trust that pays you an interest income during the term of the trust, and when the trust terminates, the assets are distributed to the school. This approach generates significant income tax, capital gains and estate tax savings.
CHARITABLE LEAD TRUST
This approach establishes a lead trust that pays income to St. Joseph School for the life of the trust, and at the termination of the trust, the remaining assets are paid to your children or other heirs.